Worksheet

Every financial decision makes sense to the person making it.
Whether it’s saving every penny or buying lottery tickets, it comes from their view of the world—not yours.
→ What story am I telling myself about money that others might not understand?
→ Am I judging someone’s money choices without knowing their circumstances?

Behavior beats brilliance.
Ronald Read didn’t need a finance degree—he had patience, discipline, and time. That was enough.
→ Am I relying too much on what I know instead of what I do consistently?
→ What small money habit could I commit to today that would compound over time?

Your view of money is shaped by your life.
Someone raised in poverty sees risk differently than someone raised with abundance.
→ How has my upbringing shaped the way I save, spend, or invest?
→ Am I reacting to money based on fear, hope, or something else?

There’s no universal logic when it comes to money.
People aren’t spreadsheets—they’re stories. What looks foolish may be survival.
→ Am I willing to see others’ financial choices through a lens of empathy instead of logic?
→ What story am I living out through the way I handle money?

The greatest financial skill is self-awareness.
How you think about money is often more important than how much you know.
→ Do I understand my own emotional triggers around money?
→ What belief about money might be limiting my growth?